{
"effective_at": "2016-11-27T13:19:56+00:00",
"product_overview": {
"product_name": "Multi-advance 24 Month Standard",
"product_type": "MIXED_RATE_INSTALLMENT",
"product_short_description": "6mr48mi.",
"product_long_description": "Six month revolving period, 48 month installment to be used for industrial contract projects.",
"product_color": "#0000FF"
},
"product_lifecycle_policies": {
"payment_due_policies": {
"delinquent_on_n_consecutive_late_fees": 2,
"charge_off_on_n_consecutive_late_fees": 5
},
"fee_policies": {
"late_fee_grace": "5 days",
"surcharge_fee_interval": "1 month",
"default_surcharge_fee_structure": [
{
"surcharge_start_inclusive_cents": 0,
"surcharge_end_exclusive_cents": 0,
"percent_surcharge": 0
}
]
},
"billing_cycle_policies": {
"cycle_interval": "1 month",
"cycle_due_interval": "-5 days"
},
"default_attributes": {
"default_credit_limit_cents": 6000000,
"default_late_fee_cents": 3000,
"default_payment_reversal_fee_cents": 3000
}
},
"promotional_policies": {
"promo_len": 6,
"promo_min_pay_type": "PERCENT_PRINCIPAL",
"promo_purchase_window_len": 5,
"promo_interest_deferred": true,
"promo_default_interest_rate_percent": 3,
"promo_min_pay_percent": 100,
"promo_apr_range_inclusive_lower": 2,
"promo_apr_range_inclusive_upper": 5
},
"post_promotional_policies": {
"post_promo_len": 48,
"post_promo_am_len_range_inclusive_lower": 2,
"post_promo_am_len_range_inclusive_upper": 5,
"post_promo_min_pay_type": "AM",
"post_promo_default_interest_rate_percent": 3,
"post_promo_apr_range_inclusive_lower": 2,
"post_promo_apr_range_inclusive_upper": 5
},
"admin": {
"migration_mode": true
}
}